News and Events

News and Events

May 1, 2016

As of May 1, 2016, the Connecticut Housing Investment Fund, Inc. (CHIF) has changed its name to Capital For Change, Inc. (C4C). 

This name change is a result of CHIF merging with two other Connecticut-based housing finance nonprofits. We are joining together in order to strengthen our ability to better support affordable housing and energy efficiency policies in Connecticut. 

January 4, 2016

All Annual Tax and Interest Statements (IRS Form 1098) for 2015 will be mailed by January 31, 2016. You may also access your information online at: or

January 2, 2015

All Annual Tax and Interest Statements (IRS Form 1098) for 2014 will be mailed by January 31, 2015. You may also access your information online at:

April 25, 2011

Energy Conservation Loan Program Update:

Effective April 25, 2011 CHIF is accepting applications for the Energy Conservation Loan Program (ECL).

Please go to our home page, click on the Homeowners/Borrowers link and choose the Energy conservation loan program from the list of available programs under “types of loans” in order to find out more about this Connecticut program and whether you qualify. Information on how to apply is also available in this section.

July 31, 2010

CHIF’s Board of Directors announces the adoption of the 2011-2013 Strategic Plan.

Click here to view CHIF’s 2011-2013 Strategic Plan.

April 9, 2010

CT Homeownership Emergency Loan Program (“HELP”)

Guidelines are now available by selecting “Homeowners Emergency Loan Program” from the Homeowner/Borrowers link on CHIF’s home page. The guidelines and application can also be emailed to you by sending a request to Please be sure to contact your insurance company even if you do not carry flood insurance as a denial of your claim will be a requirement for applying. Be sure to check back on this site as updates will continue to be posted here as soon as they are available.

If you have not already contacted us, we are continuing to take contact information for this program via phone at (860) 233-5165; (800) 992-3665 or send an email to .

The CT Homeownership Emergency Loan Program offers secured loans to homeowners for unreimbursed repairs sustained in the massive flooding this past week. The $1.5 million program is funded by the state Department of Economic and Community Development and administered by the Connecticut Housing Investment Fund (CHIF). The loans, offered at an interest rate of 2 percent and terms of up to 10 years, will cover the repair of damage to basements, foundations, roofs and insulation and the replacement of critical appliances such as furnaces and hot water heaters that were damaged from basement flooding.

The loans include maximum limits of:

  • $20,000 for structural repair
  • $750 for hot water heaters
  • $7,000 for furnaces

The loans are designed to provide assistance where insurance coverage is not available, or where there is a gap between the coverage and the cost. Damage covered under this program must be specific to the most recent spring floods and verifiable proof is absolutely required. Take photos, take videos, keep detailed notes and measurements, and maintain all correspondence with your home insurance provider, if you have one. The most important thing to do is to document everything.

CHIF announces new Online Payment Service

Connecticut Housing Investment Fund, Inc. announces their new online payment service for our loan servicing customers. Now customers can choose to make one-time online payments or sign up for monthly ACH Automatic payment drafting.

To access the online payment area from our home page, click on Homeowners/Borrowers, then choose
Making payments from the drop down menu.
Click on the link to enter your banking information if you wish to process your payment online.
From this area of the website you can also view your loan details and history.


If you wish to sign up for Automatic Payment Drafting click on the link on the Homeowners/Borrowers page to sign up for monthly ACH withdrawal of your loan payment from your checking or savings account.

If you have any questions, please call our loan servicing customer service department at (860)233-5165 ext. 2026.

Governor Seeks Approval for $2 Million in Funding for Energy Conservation Loan Program

Several members of the CHIF staff were present when Gov. M. Jodi Rell announced she will seek approval for an additional $2 million for CHIF’s Energy Conservation Loan Program at the next Bond Commission meeting. The ECL Program helps the owners of single-family and multifamily homes pay for energy-saving improvements such as heat pumps, windows, thermostats and more. Due to the rising energy costs, CHIF has seen an increase in ECL applications. The additional funding will allow CHIF to continue helping Connecticut residents make their homes more energy efficient. For more information on how to apply to the ECL Program, click here.

Laurie Evans, Cynthia Russell, DECD Commissioner Joan McDonald, and Governor Rell discuss how the ECL Program has helped thousands of Connecticut residents.

Connecticut Establishes Hotline for Furnace Rebate Program
Connecticut residents may call a new toll free hotline to receive information about the state’s new furnace rebate program.

The furnace rebate hotline is 1-866-940-4676. Residents who leave their name, mailing address and phone number will be mailed program materials.

The State Bond Commission, which Governor Rell chairs, authorized $5 million for a program to provide rebates of up to $500 for homeowners who replace their furnaces with more efficient models. The furnace rebate program applies to homes and apartment buildings with four units or less. Replacement furnaces fueled by natural gas must be Energy Star-rated, while oil and propane equipment must be at least 84 percent efficient. The amount of the rebates varies depending on the income of the homeowner.

CHIF Celebrates 40th Anniversary
CHIF celebrated 40 years of providing affordable housing solutions to Connecticut residents with an anniversary celebration on June 18th. Hartford Mayor Eddie Perez presented CHIF with a proclamation and commended CHIF for its positive impact in Hartford.

Click here to see a timeline illustrating CHIF’s affordable housing milestones.

Hartford Mayor Eddie Perez presents CHIF President and CEO, Cynthia Russell, and Board chairman, John Ritter, with a proclamation about CHIF’s contributions to the Hartford community.

The CHIF staff pose for a 40th Anniversary picture.

CHIF Maintains Tier 1 Rating from FHA
CHIF continues to consistently receive the highest rating awarded by FHA/HUD for services reporting the performance of FHA-insured loans. CHIF has maintained this rating for four consecutive quarters. The rating is based on how well a loan servicer complies with FHA reporting requirements and uses the FHA loss mitigation tools. HUD uses the rating system as a way of providing an incentive for loan servicers to comply with FHA rules.

CHIF Selected to Service New CT Families DAP Loans
The Connecticut Housing Finance Authority (CHFA) has selected CHIF to service the Down Payment Assistance loans made by the three lenders participating in CHFA’s new Connecticut Families loan program. This new program was developed to help families refinance subprime mortgages. CHFA has selected McCue Mortgage, New Alliance Bank, and Webster Bank to originate the first mortgages through this program. CHFA anticipates it will make approximately 400 loans through the Connecticut Families program.

For more news about CHIF, click here for our newsletters.