People's/CHIF Home Improvement Loan Program | CHIF

Homeowners and Borrowers

People’s/CHIF Home Improvement Loan Program

Homeowners who want to repair and/or renovate their homes can obtain financing through the People’s Bank CHIF Home Improvement Loan Program. This program features a streamlined application process, a nominal application fee, and does not require an appraisal.

Click here to apply online

Loan Amount and Term

Eligible owners may borrow up to $10,000 at a fixed rate of 7.99% for a term of ten years.

Eligible Improvements

Following are some of the improvements eligible under the People’s CHIF Home Improvement Loan Program:

  • Additions to the structure, finished attics, repair of termite damage
  • Remodeled kitchens and bathrooms
  • Elimination of health and safety hazards
  • New exterior siding and exterior painting
  • Roofing, gutters and downspouts
  • Reconditioning or replacement of plumbing, air conditioning, and electrical systems
  • Flooring, tiling and carpeting
  • Energy conservation improvements
  • Improvements for accessibility to the handicapped

People’s/CHIF Home Improvement Loan Program FAQ
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